ITMAM Finishing · Decor · Supply
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Guides · before you sign

The finishing contract, clause by clause

Most finishing disputes start with something the contract did not say. This is a general checklist of the clauses an owner should look for before signing. It is not legal advice: have a lawyer review your contract before you sign it.

Four common types of finishing contract

The first decision is how the contract pays for materials and labour, because that sets who carries which risk.

TypeHow it worksFor the ownerWatch out for
Lump sum with materialsOne agreed price for an agreed scope and specificationYou know the total in advanceVague specifications let lesser materials in, and changes are priced by the contractor
Labour onlyYou buy the materials; the contractor supplies the labourControl over the materials you buyYou carry the purchasing, quantities, delays and waste
Cost plus a supervision percentageYou pay the actual costs plus an agreed percentageTransparent if every invoice is open to youNo fixed total, and the percentage grows with the spending
Direct payment plus an agreed feeYou pay suppliers directly; the contractor's fee is agreed in writingInvoices in your name and no hidden margin on materialsIt must be clear what the fee covers and what it does not

Scope and the BOQ

The scope clause should point to a detailed bill of quantities (BOQ, or مقايسة) attached to the contract, because 'full finishing' means different things to different people.

  • Attach the BOQ as an annex: every item with its description, unit, quantity and specification.
  • Attach the drawings the work follows, and say which version is the current one.
  • List what is excluded, such as air conditioning, kitchen appliances or furniture, so that nothing is assumed.
  • Say how quantities are measured: fixed in the BOQ, or re-measured from the work actually done.
  • Say who obtains any compound or building approvals the work needs.

Our guide to the finishing BOQ explains how to read each line.

Materials: who buys what, to which standard

For every main material, the contract should say who buys it and the standard it must meet.

  • Specify the grade, size, thickness and finish, and the origin where it matters, not just 'first-class marble'.
  • Signed, labelled samples of stone, tiles, paint colours and fittings, kept by both sides.
  • Any substitute material needs your written approval before it is used.
  • Who carries waste and breakage, and who checks quantities on delivery.
  • Who is responsible for storing materials on site, and for anything lost or damaged there.

Payments tied to delivered stages

Each payment should follow a stage that has been finished and checked, not a date on the calendar.

  • Define each stage clearly: first fix inspected, plaster finished, waterproofing tested, floors laid, and so on.
  • Tie each payment to a stage you have inspected and signed off.
  • Link any advance payment to what it is for, such as setting up the site or ordering made-to-measure items.
  • Hold back part of the final payment until the snag list is closed.
  • Get a receipt for every payment, and keep a running statement signed by both sides.

Timeline, delay and changes

A useful timeline clause says when the work starts, how long each stage takes and what can extend it.

  • A clear start date, and what counts as the start: the site handover, the approvals or the first payment.
  • A stage-by-stage programme attached to the contract, not only an end date.
  • What extends the time: your own late decisions, approved variations, compound restrictions, or events outside both sides' control.
  • How delay is handled: written notice, an agreed extension, and any compensation both sides agree in advance.
  • Your obligations too: timely decisions, approvals and payments, because a contractor cannot keep to a programme that is being held up.

Every change during the work should be written, priced and signed before it is carried out: a description of the change, its effect on cost and on time item by item, both signatures, and then a number and a place in the contract file and the final account.

Handover and snagging

Handover should be a written process with an inspection, a snag list and a final record, not just a handing over of keys.

  • A joint inspection when the work is complete, checked against the BOQ and the approved samples.
  • A written snag list, with an agreed period for closing it.
  • Test results handed over: water tests for the waterproofing, and checks of the electrics and plumbing.
  • As-built drawings of the electrical and plumbing routes, so that later work does not hit a pipe.
  • A signed handover record, and a clause on who repairs defects that appear after handover, and for how long.

Our handover checklist takes you through the inspection room by room.

General clauses people forget

Some clauses have nothing to do with the finishing itself, but leaving them out is what makes any disagreement harder.

  • The full names and identity details of both sides, and for a company its commercial register and tax card.
  • Site rules: working hours, the compound's rules, noise, debris removal and cleaning.
  • Water and electricity on site during the work: who arranges them.
  • Subcontracting: whether the contractor may hand parts of the work to others.
  • Termination: on what grounds either side may end the contract, and how the work done so far is valued.
  • Disputes: how they are to be settled, as your lawyer advises.

How a finishing contract with Itmam works

We visit, measure and give you a written, itemised quotation before work starts, so the scope is on paper before anything is signed.

On a finishing contract you pay each supplier directly and the tax invoice is issued in your name, so there is no margin hidden in the materials. Our fee is for supervision and execution, and it is agreed in writing before work starts.

Supply-only is available if you only need materials. We work in Alexandria, on the North Coast and in New Cairo, and elsewhere in Egypt when the job suits.

Questions people ask

What's the most important clause in a finishing contract?
The scope, with a detailed BOQ attached. Almost every dispute about cost, quality or time comes back to what was or was not included, so every item should have a description, a quantity and a specification before you sign.
Materials-included or cost-plus: which is better?
It depends on how much control and certainty you want. A lump sum with materials gives a known total but needs very precise specifications; cost-plus is transparent if the invoices are open to you, but there is no fixed total. Paying suppliers directly, with a fee agreed in writing, combines open invoices with a known fee.
What if the contractor is late?
Go back to the contract: the programme, what extends the time and how delay is handled. Raise it in writing, with dates, and ask for a revised programme. If the delay comes from late decisions or changes on your side, the contract should already allow for that. If you cannot settle it, take legal advice.
How should mid-job changes be written up?
As a numbered variation, signed by both sides before the work is done. It should describe the change and its effect on cost and on time, and be added to the contract file, so the final account holds no surprises.
How much should I pay in advance?
There is no single right figure, so tie the advance to what it pays for, such as setting up the site or ordering made-to-measure items, and make every later payment follow a stage you have inspected. Avoid paying far ahead of the work actually done on site.
Do I need a lawyer to review the contract?
Yes, it is worth it. This guide is a general checklist, not legal advice. A lawyer can check the contract against the law that applies to you and the specific risks of your unit before you sign.

Written quotation

Tell us about the job. We reply with a written quotation.

Name and phone are enough to start. We call you back, ask the questions that matter, and you get an itemised quotation in writing — no figures guessed over the phone.

  • You pay the supplier directly, and the tax invoice is in your name.
  • Finishing, decoration and supply from one company.
  • Every photo on this site is our own work.

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